Building Bridges
Helping institutions scale with next-gen fintech solutions.
The result? Building a more inclusive and financially empowered India.
The Decision Architects
From roadblocks to bridges—making finance work for everyone.

Nikhil Kumar
Co-Founder & Chief Evangelist
A builder at heart, he’s on a mission to make financial services both accessible and affordable for all. Whether crafting APIs or scaling ecosystems, he’s always pushing the boundaries of what’s possible in fintech.

Anand Raisinghani
CEO
A results-driven leader, Anand brings a sharp commercial mindset and deep tech expertise to drive growth. With a customer-first approach and a focus on high-performance culture, he’s committed to scaling Setu while delivering impact. Known for execution rigor and strategic vision, he leads from the front to build the future of financial infrastructure.

Vijeth Pandit
CPO
With years of experience in Razorpay, Amazon & Jio, Vijeth has built and launched products that solve real world problems. An intrapreneur at heart, he thrives on innovation and impact and is now driving Setu’s next-gen financial infrastructure.

Vinay Kesari
General Counsel & Director of Strategy and Operations of Setu AA
With 15 years of experience in fintech, startups, and law, Vinay joined Setu as our first employee and played a key role in our evolution from a VC-funded startup to a fintech powerhouse. Now, he not only runs the legal playbook but also drives operations and strategy for Setu AA, our RBI-licensed NBFC Account Aggregator.

Prashanth Nimmagadda
CTO
With extensive experience in scaling tech platforms at Razorpay and LinkedIn, Prashanth is passionate about driving innovation and digital transformation. He leads our tech vision, ensuring we stay at the forefront of industry advancements while delivering impactful solutions.

Ruby Jane Antony
Director, People Ops
From product management to HR transformation, Ruby brings a unique blend of strategy and people-first thinking. At Setu for nearly six years, she’s built a thriving team and a culture that scales.

Santosh Subramanian
Director Finance
With 13+ years of experience across banking, audit, and corporate finance in Yes Bank and Wibmo, Santosh ensures Setu’s financial engine runs smoothly. Detail-driven and strategy-focused, he navigates numbers to drive sustainable growth while keeping the books balanced.

Puranjay Mahapatra
Chief of Staff
From business finance to chief of staff, Puranjay thrives on structured thinking and getting things done. With a background in consulting, product, and digital transformation, he’s the glue that keeps teams aligned and moving fast. Whether it’s strategy or execution, he’s always ready to dive in and make things happen.
Read all about the culture at Setu in our blog!
Check out our series ‘Humans of Setu’ — dedicated to the beautiful humans who make Setu.
We take pride in being a dev-first company. Check out what our engineers have to say about the work we do!
We’re big on empathy here at Setu! Read about the great Setu experiment!
What’s life without some perks?
Hybrid work
A tailored hybrid working model designed to keep things flexible to get the best of both worlds.
Health insurance
Comprehensive health insurance coverage of 8L for Setuzens and their dependents. An additional OPD benefit for up to 20k per year.
Generous leaves and holidays
36 days of annual paid time-off along with a generous set of holidays you can make use of.
Rewards and recognition
A culture of continuous peer recognition that comes with a fun monetary incentive, and monthly rewards for exceptional performance.
Referral program
Generous referral bonuses for referrals that convert into full time hires.
Gorgeous office space with great coffee
A beautiful office space in the heart of the city with lots of solid wood and natural light along with vintage style nap, gaming, and lounge rooms.
Come join us!
We started out as a small team of four, and have come a long way since. At our core lie our people, and we’re hellbent on setting them up for success.
Setu is rapidly growing, which means that we’re constantly on the lookout for leaders and thinkers who can aggressively contribute to our vision and help drive it—in their own way.
We have a long way to go and we’re all about taking our people along for the ride. It’s important that our people progress, because so does the company—we’re pretty selfish that way. You can be assured that your growth is high stakes for us.
If you’re offered a seat on a rocket ship, don’t ask what seat. Just get on.